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Pandemic In The Lab
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Pandemic In The Lab
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| Account Limit | Up to $2,000 | Up to $1,000 | Up to $1,200 | Up to $1,500 |
| Minimum purchase | $55 | No minimum | $120 | $30 |
| Interest free period | Always interest free | Always interest free | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee | No set up fee | No set up fee |
| Minimum repayments | Your owing balance divided by 4 | $40/month | Your owing balance divided by 6 | Your owing balance divided by 4 |
| Payment frequency | Only fortnightly | Weekly, fortnightly and monthly | Only weekly | Only fortnightly |
| Account fee | No account fee | A monthly account fee of $7.95, waived if you have no outstanding balance. | No account fee | No account fee |
| Late fee | Learn more about Afterpay late fees here | Learn more about Zip Pay late fees here | Learn more about Laybay late fees here | PayPal Pay in 4 does not charge late fees |
*Gift cards are unavailable to purchase with Afterpay, Zip Pay, Lay Buy and PayPal Pay in 4.
Account Limit:
Up to $1,000
Minimum Purchase:
No minumum
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
$40/month
Payment Frequency:
Weekly, fortnightly and monthly
Account Fee:
A monthly account fee of $7.95, waived if you have no outstanding balance
Late Fee:
Learn more about Zip Pay late fees here
*A $6 monthly account fee applies. Pay your balance by the due date
(the end of next month) and we'll waive the fee. See full Ts & Cs
Account Limit:
Up to $2,000
Minimum Purchase:
$100
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 4
Payment Frequency:
Only fortnightly
Account Fee:
No account fee
Late Fee:
Learn more about Afterpay late fees here
*Gift cards are unavailable to purchase with Afterpay.
Account Limit:
Up to $1,200
Minimum Purchase:
$120
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 6
Payment Frequency:
Only weekly
Account Fee:
No account fee
Late Fee:
Learn more about Laybuy late fees here
*Gift cards are unavailable to purchase with Lay Buy.
Account Limit:
Up to $1,500
Minimum Purchase:
$30
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 4
Payment Frequency:
Only fortnightly
Account Fee:
No account fee
Late Fee:
PayPal Pay in 4 does not charge late fees
*Gift cards are unavailable to purchase with PayPal Pay in 4.
| Payment Options | More about Paypal | More about ZipPay | More about Afterpay | More about Laybuy |
| Account limit | Unlimited | Up to $1,000 | Up to $2,000 | Up to $1200 |
| Minimum purchase | $30 | No minimum | $100 | $120 |
| Interest free period | Always interest free | Always interest free | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee | No set up fee | No set up fee |
| Minimum repayments | Your owing balance divided by 4 | $40/month | Your owing balance divided by 4 | 6 weekly payments |
| Payment frequency | Only fortnightly | Weekly, fortnightly and monthly | Only fortnightly | Weekly |
| Account fee | No account fee | A monthly account fee of $7.95, waived if you have no outstanding balance. | No account fee | No account fee |
| Late fee | Learn more about Paypal late fees here | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here | Learn more about Laybuy late fees here |
Gift cards are unavailable to purchase with Zip Pay, Afterpay and Laybuy
By Now Pay Later in 4 instalments of $14.86
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Buy Now. Pay Later
| | | | |
| Account Limit | Up to $2,000 | Up to $1,000 | Up to $1,200 | Up to $1,500 |
| Minimum purchase | $55 | No minimum | $120 | $30 |
| Interest free period | Always interest free | Always interest free | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee | No set up fee | No set up fee |
| Minimum repayments | Your owing balance divided by 4 | $40/month | Your owing balance divided by 6 | Your owing balance divided by 4 |
| Payment frequency | Only fortnightly | Weekly, fortnightly and monthly | Only weekly | Only fortnightly |
| Account fee | No account fee | A monthly account fee of $7.95, waived if you have no outstanding balance. | No account fee | No account fee |
| Late fee | Learn more about Afterpay late fees here | Learn more about Zip Pay late fees here | Learn more about Laybay late fees here | PayPal Pay in 4 does not charge late fees |
*Gift cards are unavailable to purchase with Afterpay, Zip Pay, Lay Buy and PayPal Pay in 4.
Account Limit:
Up to $1,000
Minimum Purchase:
No minumum
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
$40/month
Payment Frequency:
Weekly, fortnightly and monthly
Account Fee:
A monthly account fee of $7.95, waived if you have no outstanding balance
Late Fee:
Learn more about Zip Pay late fees here
*A $6 monthly account fee applies. Pay your balance by the due date
(the end of next month) and we'll waive the fee. See full Ts & Cs
Account Limit:
Up to $2,000
Minimum Purchase:
$100
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 4
Payment Frequency:
Only fortnightly
Account Fee:
No account fee
Late Fee:
Learn more about Afterpay late fees here
*Gift cards are unavailable to purchase with Afterpay.
Account Limit:
Up to $1,200
Minimum Purchase:
$120
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 6
Payment Frequency:
Only weekly
Account Fee:
No account fee
Late Fee:
Learn more about Laybuy late fees here
*Gift cards are unavailable to purchase with Lay Buy.
Account Limit:
Up to $1,500
Minimum Purchase:
$30
Interest Free Period:
Always interest free
Set Up Fee:
No set up fee
Minimum Repayments:
Your owing balance divided by 4
Payment Frequency:
Only fortnightly
Account Fee:
No account fee
Late Fee:
PayPal Pay in 4 does not charge late fees
*Gift cards are unavailable to purchase with PayPal Pay in 4.
| Payment Options | More about Paypal | More about ZipPay | More about Afterpay | More about Laybuy |
| Account limit | Unlimited | Up to $1,000 | Up to $2,000 | Up to $1200 |
| Minimum purchase | $30 | No minimum | $100 | $120 |
| Interest free period | Always interest free | Always interest free | Always interest free | Always interest free |
| Set up fee | No set up fee | No set up fee | No set up fee | No set up fee |
| Minimum repayments | Your owing balance divided by 4 | $40/month | Your owing balance divided by 4 | 6 weekly payments |
| Payment frequency | Only fortnightly | Weekly, fortnightly and monthly | Only fortnightly | Weekly |
| Account fee | No account fee | A monthly account fee of $7.95, waived if you have no outstanding balance. | No account fee | No account fee |
| Late fee | Learn more about Paypal late fees here | Learn more about Zip Pay late fees here | Learn more about Afterpay late fees here | Learn more about Laybuy late fees here |
Gift cards are unavailable to purchase with Zip Pay, Afterpay and Laybuy
By Now Pay Later in 4 instalments of $14.86
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